APRA’s mortgage rules a big win for Western Australia buyers
In a city with one of Canada’s worst big-city jobless rates, about 500 people attended a two-day job fair at Western fair grounds this week. Japan, Korea, Spain, Australia, the United States,
APRA has announced tighter restrictions on Australian home loan lenders. According to data released by the ABS earlier this month, lending for housing investment soared by 4.2% to $13.784 billion in January, the largest monthly total since May 2015. The figure was 27.5% higher than the levels of a year earlier,
APRA’s New Rules On Mortgage Lending Are Targeting Risky Home Loans. In Australia however demands for macro prudential regulation have so far fallen on deaf ears – until today, with the release of a consultation paper from the Australian Prudential Regulatory Authority (APRA) apg 223 residential Mortgage Lending.
First-home buyers ready to enter the market have been urged to do it now, rather than wait for Prime Minister Scott Morrison’s assistance scheme to kick in. Property experts say those who sit on their hands may end up worse off financially, also pointing out just one in 10 of the nation’s first.
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However, pulling against that is changes in the mortgage lending. That is going to restrict some buyers from getting into the market or it’s going to force them to look at lower priced properties,” he.